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Commercial Real Estate Trends to Follow in 2022

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The real estate market is constantly changing and that’s what makes this industry so amazing, appealing, and interesting. However, what this also means is that you have to be very careful when following the newest trends and tendencies that define this area, simply because of all the changes that keep happening almost every single day. If you wish to become a true expert, checking out the latest commercial real estate trends is a must, and if this is something you’d like to do as well, here are a few areas you should look into.

Affordable housing

Whether you’re an investor, a landowner or a buyer who’s trying to buy property without wasting too much money, checking out affordable housing might be the best way to go. This is one of those inventive and extravagant ideas that seem unreal and impossible at first, but turning this concept into reality is easier than it sounds. It all comes down to using affordable materials and construction costs, as well as giving people more for their money. This idea comes with lots of different benefits for everyone involved, including the local economies, so make sure you find out as much as you can about this concept.

Houses, houses, houses

Because of the global COVID-19 pandemic, our lives have changed drastically in the past year, and this has reflected on the real estate market as well. Instead of insisting on fancy apartments that are small and easy to clean, people are going for houses and bigger living spaces as much as possible. The reason for this is quite simple to understand – the need for space, privacy, comfort, and luxury is now more obvious than ever – so keep this in mind when exploring other commercial trends as well. It’s not just simple homeowners who are interested in moving into houses, but people running small businesses and startups, which makes this concept more versatile than you can imagine.

Going modular

Instead of doing everything on the actual site, like people have been doing for centuries, new trends dictate the need for modular building. What this means is that all the preparations, projections, measurements, and construction are done offsite, and then the materials are brought to the site and put together. Of course, this is something you can’t do on your own, which is why sticking to experts in modular building is the way to go, regardless of the property you’re building and its location. These people will know what to do, so listen to their tips, follow their lead, and don’t worry about the outcome!

Property maintenance

This might not seem like the most important thing in the world of commercial real estate, but with all the problems brought by the COVID-19 pandemic, thinking about maintenance is something we all need to do. Adequate property maintenance is a great way to save lives, as well as money too, which makes this a win-win concept you mustn’t avoid. And the best thing about it is that you’re going to help everyone you work with – from your employees and your peers to your business partners, investors, and clients – feel safer and healthier, and that’s something you can’t put a price on.

In addition to these commercial real estate trends, there are other things you need to watch out for, so start by learning the basics and upgrading your knowledge as you go. That way, you’re going to become an expert in commercial real estate quite quickly and without wasting too much time and energy, and that means you’ll be able to maximize your ideas and make the most of your potential in this area – and that’s something we all need!

Fun Ways To Invest Your Cash

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There are so many different places that you can put your cash when you want to invest in something. With a volatile stock market out there and other avenues that aren’t always solid, knowing where to invest your money doesn’t always come easily. There are plenty of places where you can invest money if you are looking to grow your wealth, but it’s important to know which places are good places to invest and which aren’t as great as others.

The good thing is that there are plenty of ways you can put your money into something bigger than you. Whether you are looking at making a healthcare investment or a gold investment right now, you have to know that there are more fun ways to invest your cash. Below, we’ve got a list of all of the fun places you can put your money so that you can ensure that your cash grows as you do. Let’s take a look!

Image Source: Pexels

  • Fine art. Did you know you can put your money into art? Most people don’t actually know that they can add their investment into some of the finest art around. Buying and selling famous paintings is something that most people associate with the wealthy out there. It doesn’t have to be that way, though, not if you know you can afford a fine art piece. Investment pieces are called that because those pieces are worth money that can be recouped later.
  • Music. Did you know that you can invest in music royalties? There are songs that you can buy shares in, and then these can earn you extra for royalties, too. Songwriters will often sell a share of royalties and anyone can buy them. 
  • eBay. While you can’t invest in eBay, you can buy from eBay and sell what you buy online. You can scoop up so many excellent bargains when you shop here and you can resell them at auction or to others. It’s a great way to earn a little cash and ensure that you are earning more money over time. 
  • Hurricanes. There are online trading markets that allow people to bet on where a hurricane might make land. Traders on this website buy and sell what are called Hurricane Risk Landfall Options. These represent a range of regions in the Gulf coast and the Atlantic coast. If the hurricane lands in the right spot, the payout is split with others.
  • Bank account bonuses. There are banks out there that pay out large amounts of cash if you switch to their services. They’re one of the fastest ways that you can make money and a significant return on your cash in a shorter amount of time. These bonuses will help you to up your cash – and why not? Banks are always looking for ways to charge us. It’s not a bad idea to take advantage if they’re going to give something back for once. 

Now you know how to invest your cash for fun, why not start today?

Choosing A Good Lawyer: What You Need To Think About

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You should use great care when selecting a lawyer, just as you would when selecting any other professional to help you. You will not only be discussing personal information with this individual, but you will also be putting your trust in them to provide you with suitable legal advice and guide you through a scenario that you would not be able to handle on your own without their assistance.

There are various factors to consider before selecting the lawyer who is most suited for you and your legal situation, including credentials and cost, as well as the field of law and the location of both you and the lawyer.

In this article, we will discuss some of the factors that you should consider when selecting a lawyer.

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What field of law do you require?

Lawyers prefer to specialize in various areas of law due to the fact that the law, like science, is a wide and diverse topic of study. Some may be more knowledgeable in the corporate world, while others may be more experienced in criminal or civil rights matters. Some are well-known for their expertise in real estate or immigration matters, but they would be unable to assist with accident and injury claims.

The term “general practice attorney” refers to a lawyer who is accessible to represent clients in a variety of situations. These attorneys typically work in smaller communities where access to legal services is sometimes limited due to a lack of resources or a lack of demand.

Do they have a good reputation in the community?

In most cases, if you are seeking legal representation, you have a great deal at stake, whether it is your freedom, business, or financial security. This is why it is critical to conduct thorough due research before selecting a lawyer, including checking out their professional credentials and reputation. Do not be hesitant to ask them for suggestions from clients with whom they have previously worked; however, keep in mind that they will not be able to provide you with personal information due to confidentiality and data protection concerns. To find out what people are saying about law firms such as Anchor Law Firm, ask in your local community – including coworkers, networking groups, family members, and friends – as well as on social media and online review websites.

How much do they set you back?

When it comes to selecting a lawyer, the cost will almost always be a factor to consider. How much money you want to spend is entirely up to you and your financial situation. By requesting a quote from the attorney and learning how they charge their customers, you will be able to gather additional information ahead of time. An hourly rate, a flat cost, a contingency fee, a negotiated fee, or even a retainer for future payments are all possible payment arrangements. Check to verify if the fee includes any other charges such as filing fees or travel expenses, as these are not always considered the same and can be charged as separate expenses.
Shop around and ask the same questions if you are not satisfied with the quote or if the price is out of your price range. As soon as you have decided on a firm or a lawyer, make certain that the cost terms are transparent, and do not be afraid to negotiate the price so that there are no unpleasant surprises. You may also want to get a written confirmation of all fees.

Want To Reduce Your Energy Bills? Try These Renovations

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Image Credit: ElasticComputeFarm from Pixabay.

You more than likely thought about getting some home renovations done at some point. The cost of these could have put you off, however. While there are ways to reduce these costs, there’s also a way to turn them into an investment; you could use them to reduce your energy bills.

You might be asking how that’s possible. As countless people can attest, multiple home renovations can make your house more energy-efficient. These will then help you cut down on your energy bills. While the reduction might be relatively small in each bill, it will add up significantly over a few years.

You’ll want to focus on a few areas in particular.

Property Renovations That Will Cut Down On Your Energy Bills

Solar Panels

Solar panels are one of the more notable ways that you can cut down on your energy bills. They’re also becoming a positive attraction for many homes on the market. That could make them a notable investment if you consider selling your house in the future.

How much this will reduce your energy bills depends significantly on multiple factors, such as how many sunlight hours your house gets. You should see a noticeable reduction after a while, however. Commercial solar panels have also become popular, making them an option for many business premises.

Wall & Floor Insulation

Insulation is one of the more important aspects of reducing your energy bills. As obvious as it is, quite a few people overlook this. At least, they forget that they need to make sure that their home is well-insulated.

The walls and roof will be the most notable areas that you should check. After this, you should think about your floor. More heat can escape through here than you’d think. If you have hardwood floors, that’s especially true.

Counteract this by insulating your floor. Limit this to any rooms that don’t have carpets to keep the cost down.

Draught Proofing

If there’s a chill in your home, the first thing you’ll do is turn up the heating. That’ll naturally increase your energy bills. To avoid that, try finding the source of the draught. These can typically be found around your windows and doors.

You should look for any cracks or holes around these areas. They should be quite easy to find, as you’ll feel the draught relatively quickly. Filling these in with a sealant is recommended. Once the cold air can’t get in, you can turn down your thermostat.

Wrapping Up

If you want to reduce your energy bills, there are multiple things you could consider. A lot of these will revolve around cutting down on your overall energy consumption. You shouldn’t need to look at just cost-cutting measures, however.

Focusing on certain home renovations will make your home more energy-efficient. If you use a few of them, you could see a significant reduction in your energy bills. Those savings will continue for as long as you live in the home, so they’ll save you more and more as time goes on.

6 Super Tips for Women to Ensure a Secured Financial Future

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Women are experts at managing the household and saving money. But they are often caught up in the collective well-being of their family. They rarely secure their financial future with life insurance or retirement plans. But if you are a financially enlightened modern woman who understands the unpredictability of life, you’ve come to the right place!

These are the 6 financial tips for women on building a bright financial future for themselves.

  1. Manage Income & Expenses Through Budgeting

It is vital to create a monthly budget for financial planning. Make a detailed list of your expenses, including groceries, EMIs, childcare expenses etc. Check if you can cut down on any payment to make room for extra savings for your future. If you are working, try to increase your income.

As a housewife also, you can find opportunities to earn via your education and talents. To increase your cash flow and limit your expense is the primary requirement for ensuring a secured financial future.

  1. Create an Emergency Fund

A financial emergency can cause an imbalance in your income and expenditure equilibrium. An emergency fund is required to combat unforeseen expenses like a vehicle breakdown, home repair, medical emergencies etc. If you are prepared for such unexpected events, your financial planning won’t get disrupted.

Ideally, you should have an emergency fund that can provide for your 6 months of living expenses. However, you can curate your emergency fund according to your individual needs and lifestyle.

  1. Have a Financial Plan & Goal

Women should have clarity regarding their financial goals and plan accordingly. It is crucial to have the clarity of vision to secure a financial future. Based on your financial goal, you can create an investment and saving portfolio. Try to make it as versatile as possible. You can create a mix of FDs, gold, equity, real estate etc.

To do that successfully, every woman needs to educate herself and her partner about market trends, various financial instruments, and investment options.

  1. Invest in High-return Schemes

There are various high-return saving schemes from government and private players to help you shape your financial future. One of them is the Sukanya Samriddhi Yojna scheme which encourages financial investments for women from early childhood. Inquire about this scheme if you have a daughter. Other schemes are NSC, PPF, KVP, monthly and yearly deposits in the post office.

Chit fund is also a type of high return scheme which is based on collective saving. You can now start a chit fund within your circle through various online platforms.

  1. Get a Term Insurance

Term insurance not only secures your financial future. It provides security to your dependents and kids as well. This financial safety net works for your whole family in case of any unfortunate incident. There are various kinds of term plans. A term plan with a pension after the retirement age is considered ideal by many financial experts.

Some term plans give you your premium back after a certain age, and some don’t. There is a difference in interest rates in such cases. Weigh in all available options carefully.

  1. Make a Retirement Fund

Whether you are a working woman or a homemaker, you must plan for old age. A wise and systematic investment for your retirement empowers you to enjoy the same lifestyle without compromising in your later years. It’s ok if you can make only a small contribution monthly towards a secured financial future in your golden age.

What matters is these contributions should be consistent and well-planned. You can invest in schemes like term insurance and later in senior citizen’s savings scheme of government.

Final Thoughts

It’s time to break the misconception of only the man of the house being responsible for securing the financial future of the family. As a woman, you are perfectly capable of making wise and smart financial decisions for yourself and your family. Start grooming and educating yourself now!

Author Bio: 

Aatish Khanna works with the Content Marketing team at Money Club – a digital chit fund platform that makes saving, borrowing, and investing your money more efficient. He writes on topics to help his readers understand processes so they can make better financial decisions. He’s the go-to person that his family, friends, and colleagues turn to for all their money matters. He loves to play board games and aspires to one day build his one finance-related board game and app.

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